/* =========================================
   Fingrowth Financial Services - Main Styles
   ========================================= */

:root {
  --color-primary: #35BEC4;
  --color-primary-dark: #35BEC4;
  --color-secondary: #206C90;
  --color-dark: #0C2733;
  --color-text: #5a6477;
  --color-heading: #0C2733;
  --color-light: #f5f7fb;
  --color-border: #e6e8ef;
  --color-white: #ffffff;
  --font-heading: 'Poppins', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, sans-serif;
  --shadow-sm: 0 4px 12px rgba(15,26,46,.06);
  --shadow-md: 0 10px 30px rgba(15,26,46,.08);
  --shadow-lg: 0 20px 60px rgba(15,26,46,.12);
  --radius: 8px;
  --transition: all .35s ease;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-white);
  line-height: 1.7;
  font-size: 16px;
  margin: 0;
  -webkit-font-smoothing: antialiased;
}

h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-heading);
  color: var(--color-heading);
  font-weight: 700;
  line-height: 1.2;
  margin-top: 0;
}
h1 { font-size: clamp(2.2rem, 4.5vw, 4rem); }
h2 { font-size: clamp(1.8rem, 3.2vw, 2.75rem); }
h3 { font-size: clamp(1.3rem, 2vw, 1.6rem); }

a { color: var(--color-primary); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--color-primary-dark); }

img { max-width: 100%; height: auto; display: block; }

.section { padding: 90px 0; }
.section-sm { padding: 60px 0; }

.section-title-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--color-primary);
  text-transform: uppercase;
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 2px;
  margin-bottom: 14px;
}
.section-title-tag::before,
.section-title-tag::after {
  content: '';
  width: 24px;
  height: 2px;
  background: var(--color-primary);
}
.section-title-tag.left::after { display: none; }

.section-title {
  margin-bottom: 18px;
  letter-spacing: -.5px;
}

/* Buttons */
.btn-fg {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--color-primary);
  color: var(--color-white);
  padding: 10px 20px;
  border-radius: var(--radius);
  font-weight: 600;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: 0.6px;
  line-height: 1.2;
  border: none;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}
.btn-fg::after {
  content: '→';
  border-left: 1px solid rgba(255,255,255,.35);
  padding-left: 10px;
  font-size: 14px;
  line-height: 1;
}
.btn-fg:hover { background: var(--color-primary-dark); color: #fff; transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-fg-outline {
  background: transparent;
  color: var(--color-white);
  border: 2px solid rgba(255,255,255,.4);
}
.btn-fg-outline:hover { background: var(--color-white); color: var(--color-primary); border-color: var(--color-white); }

/* Topbar */
.topbar {
  background: var(--color-light);
  font-size: 14px;
  padding: 10px 0;
  border-bottom: 1px solid var(--color-border);
}
.topbar a { color: var(--color-text); }
.topbar a:hover { color: var(--color-primary); }
.topbar .info-list { display: flex; gap: 24px; flex-wrap: wrap; margin: 0; padding: 0; list-style: none; }
.topbar .info-list li { display: flex; align-items: center; gap: 8px; }
.topbar .info-list i {
  color: var(--color-secondary);
  font-size: 15px;
  line-height: 1;
  flex-shrink: 0;
}
.topbar .social a { width: 30px; height: 30px; display: inline-flex; align-items: center; justify-content: center; color: var(--color-secondary); }
.topbar .social a:hover { color: var(--color-primary); }

/* Header */
.site-header {
  background: var(--color-white);
  padding: 18px 0;
  transition: var(--transition);
  z-index: 999;
}
.site-header.is-sticky {
  position: fixed;
  top: 0; left: 0; right: 0;
  box-shadow: var(--shadow-sm);
  animation: slideDown .4s ease;
}
@keyframes slideDown { from { transform: translateY(-100%);} to { transform: translateY(0);} }

.main-nav { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; font-family: var(--font-heading); font-weight: 800; color: var(--color-secondary); font-size: 22px; letter-spacing: .5px; }
.brand .brand-mark,
  .brand .brand-logo {
    width: 48px; height: 48px; border-radius: 50%;
    /*background: linear-gradient(135deg, var(--color-primary), #f87b3e);*/
    /*color: #fff;*/ display: inline-flex; align-items: center; justify-content: center; font-weight: 800;
   /* box-shadow: 0 6px 20px rgba(238,74,35,.35);*/
  }
  .brand .brand-logo {
    object-fit: cover;
  }
  .brand > span {
    display: inline-flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
  }
  .brand small {
    display: block;
    font-size: 10px;
    letter-spacing: 3px;
    font-weight: 500;
    color: var(--color-text);
    text-transform: uppercase;
    margin: 0;
    padding: 0;
    border: 0;
    line-height: 1.2;
  }

.nav-menu { display: flex; gap: 32px; list-style: none; margin: 0; padding: 0; }
.nav-menu a {
  color: var(--color-secondary);
  font-weight: 600;
  font-size: 15px;
  position: relative;
  padding: 6px 0;
}
.nav-menu a:hover, .nav-menu a.active { color: var(--color-primary); }
.nav-menu a.active::after {
  content: ''; position: absolute; left: 0; right: 0; bottom: -2px;
  height: 2px; background: var(--color-primary); border-radius: 2px;
}

.menu-toggle {
  display: none;
  background: var(--color-primary);
  color: #fff;
  border: none;
  width: 44px; height: 44px;
  border-radius: 6px;
  font-size: 22px;
}

/* Mobile drawer */
.mobile-drawer {
  position: fixed; top: 0; right: -320px; width: 300px; height: 100vh;
  background: var(--color-secondary); color: #fff; padding: 30px 24px;
  z-index: 9999; transition: right .35s ease; overflow-y: auto;
}
.mobile-drawer.open { right: 0; }
.mobile-drawer .brand {
  color: #fff;
}
.mobile-drawer .brand small,
.mobile-drawer .brand-text small {
  color: rgba(255, 255, 255, 0.85);
}
.mobile-drawer ul { list-style: none; padding: 0; margin: 20px 0; }
.mobile-drawer li { border-bottom: 1px solid rgba(255,255,255,.1); }
.mobile-drawer a { color: #fff; display: block; padding: 14px 0; font-weight: 600; }
.mobile-drawer a:hover { color: var(--color-primary); }
.drawer-close { background:none; border:none; color:#fff; font-size:28px; float:right; cursor:pointer;}
.drawer-overlay { position: fixed; inset: 0; background: rgba(0,0,0,.5); z-index: 9998; opacity:0; pointer-events:none; transition: opacity .3s;}
.drawer-overlay.show { opacity:1; pointer-events:auto;}

/* Hero / Slider */
.hero-slider {
  position: relative;
  background: linear-gradient(135deg, #1a2a47 0%, #2a3f6b 100%);
  color: #fff;
  overflow: hidden;
  min-height: 560px;
  display: flex;
  align-items: center;
}
.hero-slider::before {
  content: '';
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1556761175-5973dc0f32e7?w=1600&q=80') center/cover;
  opacity: .15;
}
.hero-slide { position: relative; padding: 80px 0; }
.hero-slide .section-title-tag { color: #fff; }
.hero-slide .section-title-tag::before, .hero-slide .section-title-tag::after { background: var(--color-primary); }
.hero-slide h1 { color: #fff; max-width: 640px; margin-bottom: 36px; }
.hero-slide h1 span { color: var(--color-primary); }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-pagination { position: absolute; left: 30px; top: 50%; transform: translateY(-50%); display: flex; flex-direction: column; gap: 18px; z-index: 5; }
.hero-pagination button { background: none; border: none; color: rgba(255,255,255,.5); font-weight: 700; cursor: pointer; transition: var(--transition); }
.hero-pagination button.active { color: var(--color-primary); }
.hero-arrows { position: absolute; right: 30px; top: 50%; transform: translateY(-50%); display: flex; flex-direction: column; gap: 14px; z-index: 5;}
.hero-arrows button {
  width: 44px; height: 44px; border-radius: 50%;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2);
  color: #fff; font-size: 18px; cursor: pointer; transition: var(--transition);
}
.hero-arrows button:hover { background: var(--color-primary); border-color: var(--color-primary); }

/* EMI Calculator overlay card */
.calc-card {
  background: #fff;
  border-radius: 10px;
  padding: 16px;
  color: var(--color-text);
  box-shadow: var(--shadow-lg);
  border-top: 5px solid var(--color-primary);
  position: relative;
  width: 100%;
  max-width: 360px;
  margin: 0 auto;
}
.calc-card h3 { text-align: center; margin-bottom: 12px; font-size: 18px; }
.calc-group { margin-bottom: 8px; }
.calc-group .label-row { display: flex; justify-content: space-between; font-size: 11px; color: var(--color-text); margin-bottom: 3px; }
.calc-group label { font-weight: 600; color: var(--color-heading); font-size: 11px; display:block; margin-bottom:3px;}
.calc-group input[type="range"] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 5px; border-radius: 3px;
  background: var(--color-border);
  outline: none;
}
.calc-group input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--color-primary); cursor: pointer;
  border: 4px solid #fff; box-shadow: 0 2px 6px rgba(0,0,0,.18);
}
.calc-group input[type="range"]::-moz-range-thumb {
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--color-primary); cursor: pointer;
  border: 4px solid #fff;
}
.calc-selected { font-size: 12px; color: var(--color-text); margin-top: 3px; }
.calc-selected strong { color: var(--color-heading); }
.calc-result { border-top: 1px dashed var(--color-border); padding-top: 10px; margin-top: 8px; }
.calc-result-row { display: flex; justify-content: space-between; margin-bottom: 5px; font-weight: 600; color: var(--color-heading); }
.calc-result-row .amount { color: var(--color-primary); }
.calc-card .btn-fg { width: 100%; justify-content: center; margin-top: 10px; padding: 10px 18px; font-size: 12px; }

/* About */
.about-images { position: relative; padding: 30px 30px 30px 0; }
.about-images .img-1 { border-radius: 8px; box-shadow: var(--shadow-md); }
.about-images .img-2 {
  position: absolute; bottom: 0; right: 0; width: 55%;
  border: 8px solid #fff; border-radius: 8px; box-shadow: var(--shadow-md);
}
.about-exp-badge {
  position: absolute; top: 0; left: -20px;
  background: var(--color-primary); color: #fff;
  padding: 22px 26px; border-radius: 8px; text-align: center;
  box-shadow: var(--shadow-md);
}
.about-exp-badge .num { font-size: 36px; font-weight: 800; line-height: 1; }
.about-exp-badge .lbl { font-size: 12px; text-transform: uppercase; letter-spacing: 1.5px; margin-top: 6px;}

.feature-list { list-style:none; padding:0; margin: 24px 0; display:grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.feature-list li { display:flex; gap:10px; align-items:center; font-weight:600; color: var(--color-heading);}
.feature-list li::before {
  content:'✓'; width: 26px; height: 26px; border-radius:50%;
  background: rgba(238,74,35,.12); color: var(--color-primary);
  display:inline-flex; align-items:center; justify-content:center; font-weight:800;
  flex-shrink: 0;
}

/* Services cards */
.service-card {
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  height: 100%;
}
.service-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
.service-card .thumb { aspect-ratio: 4/3; overflow: hidden; position: relative; }
.service-card .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s; }
.service-card:hover .thumb img { transform: scale(1.08); }
.service-card .body { padding: 22px 24px; text-align: center; }
.service-card h3 { font-size: 20px; margin: 0 0 6px; }
.service-card a { color: var(--color-heading); }
.service-card:hover h3 a { color: var(--color-primary); }
.service-card-link { cursor: pointer; }
.service-card-actions { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 12px; }

/* Working process */
.process-section { background: var(--color-light); position: relative; }
.process-step { text-align: center; position: relative; padding: 0 14px; }
.process-step .icon-wrap {
  width: 110px; height: 110px; border-radius: 50%;
  background: #fff; box-shadow: var(--shadow-sm);
  margin: 0 auto 22px;
  display: flex; align-items: center; justify-content: center;
  font-size: 42px; color: var(--color-primary);
  position: relative; transition: var(--transition);
}
.process-step:hover .icon-wrap { background: var(--color-primary); color:#fff; transform: translateY(-6px); }
.process-step .step-num {
  position: absolute; top: -6px; right: -6px;
  background: var(--color-secondary); color: #fff;
  width: 30px; height: 30px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700;
}
.process-step h3 { font-size: 18px; margin-bottom: 8px; }
.process-step p { font-size: 14px; margin: 0; }

/* Core values */
.values-section { background: var(--color-secondary); color: rgba(255,255,255,.85); position: relative; overflow:hidden; }
.values-section h2 { color: #fff; }
.values-section .section-title-tag { color: var(--color-primary); }
.values-tabs { display:flex; flex-direction:column; gap: 10px; }
.values-tab {
  background: transparent; border: 1px solid rgba(255,255,255,.15);
  padding: 16px 22px; text-align: left; color: #fff;
  border-radius: var(--radius); cursor: pointer;
  font-weight: 600; transition: var(--transition);
  display:flex; align-items:center; gap:12px;
}
.values-tab:hover { border-color: var(--color-primary); }
.values-tab.active { background: var(--color-primary); border-color: var(--color-primary); }
.values-tab .arrow { margin-left:auto; }
.values-content { padding: 30px; background: rgba(255,255,255,.04); border-radius: var(--radius); min-height: 240px; }
.values-content p { font-size: 18px; line-height: 1.7; color: #fff; }
.values-cta { margin-top: 24px; display: flex; align-items: center; gap: 14px; }
.values-cta .phone-icon { width: 50px; height: 50px; border-radius: 50%; background: var(--color-primary); display:flex; align-items:center; justify-content:center; color:#fff; font-size:20px;}
.values-cta a { color: #fff; font-size: 22px; font-weight: 700; }

/* Partners marquee */
.partners-section { padding: 60px 0; }
.partners-track {
  display: flex; gap: 60px; align-items: center;
  animation: scroll 25s linear infinite;
  width: max-content;
}
.partners-wrap { overflow: hidden; }
.partners-track img {
  height: 50px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  opacity: .75;
  filter: grayscale(1);
  transition: var(--transition);
}
.partners-track img:hover { opacity: 1; filter: none; }
@keyframes scroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* FAQ */
.faq-item {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  margin-bottom: 14px;
  overflow: hidden;
  transition: var(--transition);
}
.faq-item.open { border-color: var(--color-primary); box-shadow: var(--shadow-sm); }
.faq-question {
  width: 100%; background: none; border: none; text-align: left;
  padding: 20px 24px; font-size: 17px; font-weight: 600; color: var(--color-heading);
  display: flex; justify-content: space-between; align-items: center; cursor: pointer;
  font-family: var(--font-heading);
}
.faq-question .icon {
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--color-light); color: var(--color-primary);
  display: flex; align-items: center; justify-content: center; font-size: 16px;
  transition: var(--transition); flex-shrink: 0; margin-left: 14px;
}
.faq-item.open .icon { background: var(--color-primary); color: #fff; transform: rotate(45deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.faq-answer-inner { padding: 0 24px 22px; color: var(--color-text); }
.faq-item.open .faq-answer { max-height: 400px; }

/* CTA */
.cta-banner {
  background: linear-gradient(135deg, var(--color-primary), #d63d18);
  color: #fff; padding: 60px 0;
  border-radius: 10px;
  position: relative; overflow: hidden;
}
.cta-banner h2 { color: #fff; margin-bottom: 0; }
.cta-banner .section-title-tag { color: rgba(255,255,255,.85); }
.cta-banner .section-title-tag::before, .cta-banner .section-title-tag::after { background: #fff; }
.cta-banner .btn-fg { background: #fff; color: var(--color-primary); }
.cta-banner .btn-fg:hover { background: var(--color-secondary); color: #fff; }

/* Footer */
.site-footer {
  background: var(--color-dark);
  color: rgba(255,255,255,.7);
  padding-top: 80px;
}
.site-footer h4 { color: #fff; font-size: 18px; margin-bottom: 22px; text-transform: capitalize;}
.site-footer a { color: rgba(255,255,255,.7); }
.site-footer a:hover { color: var(--color-primary); }
.footer-links { list-style: none; padding: 0; }
.footer-links li { padding: 6px 0; display: flex; align-items: center; gap: 8px; }
.footer-links li::before { content:'›'; color: var(--color-primary); font-weight: 700;}
.footer-contact-list { list-style: none; padding: 0; }
.footer-contact-list li { padding: 8px 0; display: flex; gap: 12px; align-items: flex-start;}
.footer-contact-list i { color: var(--color-primary); font-size: 18px; margin-top: 4px;}
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 22px 0; margin-top: 50px; text-align: center; font-size: 14px; }
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,.08);
  display: inline-flex; align-items: center; justify-content: center; color: #fff;
}
.footer-social a[aria-label="Facebook"]:hover,
.footer-social a[aria-label="Instagram"]:hover {
  background: var(--color-primary);
  color: #fff;
}

/* Page banner */
.page-banner {
  background: linear-gradient(135deg, #1a2a47 0%, #2a3f6b 100%);
  color: #fff; padding: 110px 0 90px; text-align: center;
  position: relative; overflow: hidden;
}
.page-banner::before {
  content:''; position:absolute; inset:0; opacity:.1;
  background: url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?w=1600&q=80') center/cover;
}
.page-banner h1 { color: #fff; position: relative; }
.breadcrumb-nav { position: relative; }
.breadcrumb-nav a { color: rgba(255,255,255,.8); }
.breadcrumb-nav .sep { margin: 0 10px; color: var(--color-primary);}

.article-banner {
  background: linear-gradient(135deg, #1a2a47 0%, #2a3f6b 100%);
  color: #fff; padding: 90px 0 70px; position: relative; overflow: hidden;
}
.article-banner .container { position: relative; z-index: 2; }
.article-banner::before {
  content: '';
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1556740749-887f6717d7e4?w=1600&q=80') center/cover;
  opacity: .14;
}
.article-banner h1 { color: #fff; max-width: 860px; margin: 0 auto 18px; }
.article-banner p { color: rgba(255,255,255,.83); max-width: 760px; margin: 0 auto 22px; font-size: 1rem; }
.article-banner .breadcrumb-nav a { color: rgba(255,255,255,.85); }
.article-banner .breadcrumb-nav a:hover { color: #fff; }
.article-banner .breadcrumb-nav .sep,
.article-banner .breadcrumb-nav span { color: rgba(255,255,255,.65); }
.article-body a { color: var(--color-primary); font-weight: 600; }
.article-body a:hover { color: var(--color-primary-dark); }
.article-banner .btn-fg { margin-top: 10px; }

.article-feature-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  margin-bottom: 30px;
  aspect-ratio: 16 / 9;
  max-height: 420px;
  background: var(--color-light);
}
.article-feature-image img { width: 100%; height: 100%; object-fit: cover; display: block; }

.article-body h2,
.article-body h3 { color: var(--color-heading); }
.article-body h2 { margin-top: 2.2rem; }
.article-body p { margin-bottom: 1.2rem; color: var(--color-text); line-height:1.9; }
.article-body ul { list-style: none; padding: 0; margin: 0 0 1.5rem 0; display: grid; gap: 0.9rem; }
.article-body ul li { position: relative; padding-left: 28px; color: var(--color-text); }
.article-body ul li::before { content: '•'; position: absolute; left: 0; top: 0; color: var(--color-primary); font-size: 1.3rem; line-height: 1; }

.toc-card, .blog-card, .related-article-card {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}
.toc-card { padding: 24px; }
.toc-card h3 { margin-bottom: 18px; }
.toc-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.toc-list li { font-weight: 600; }
.toc-list a { color: var(--color-secondary); }
.toc-list a:hover { color: var(--color-primary); }

.blog-grid, .related-articles { display: grid; gap: 24px; grid-template-columns: repeat(3, 1fr); }
.blog-card, .related-article-card { overflow: hidden; transition: var(--transition); }
.blog-card:hover, .related-article-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.blog-thumb,
.related-article-card > div:first-child {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--color-light);
}
.blog-thumb img,
.related-article-card img {
  width: 100%;
  height: 100%;
  min-height: 200px;
  object-fit: cover;
  display: block;
}
.blog-body, .related-article-card .body { padding: 24px; }
.blog-card h3, .related-article-card h3 { font-size: 1.2rem; margin-bottom: 14px; }
.blog-card p, .related-article-card p { color: var(--color-text); margin-bottom: 22px; }
.blog-card .blog-meta, .related-article-card .article-meta { display: flex; gap: 14px; flex-wrap: wrap; font-size: 14px; color: var(--color-text); }
.blog-card .btn-fg, .related-article-card .btn-fg { margin-top: 12px; }

.blog-intro { margin-bottom: 45px; }
.blog-intro p { max-width: 750px; margin: 0 auto; }
.blog-section { padding-bottom: 50px; }

.article-sidebar { display: grid; gap: 24px; }
.article-sidebar .toc-card { position: sticky; top: 100px; }

@media (max-width: 1199.98px) {
  .blog-grid, .related-articles { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 767.98px) {
  .blog-grid, .related-articles { grid-template-columns: 1fr; }
  .blog-thumb img,
  .related-article-card img { min-height: 180px; }
  .article-feature-image { max-height: 260px; }
  .article-banner { padding: 70px 0 50px; }
  .article-sidebar .toc-card { position: static; }
}

/* Counters */
.counter-section { padding: 70px 0; background: var(--color-light); }
.counter-card { text-align: center; padding: 20px; }
.counter-card .num { font-family: var(--font-heading); font-size: 48px; font-weight: 800; color: var(--color-primary); line-height:1;}
.counter-card .lbl { margin-top: 10px; font-weight: 600; color: var(--color-heading); text-transform: uppercase; letter-spacing: 1px; font-size: 13px;}

/* Contact / forms */
.contact-info-card {
  background: #fff; padding: 30px; border-radius: var(--radius);
  box-shadow: var(--shadow-sm); height: 100%;
  border-top: 4px solid var(--color-primary);
}
.contact-info-card .icon {
  width: 60px; height: 60px; border-radius: 50%;
  background: rgba(25, 41, 48, 0.1); color: var(--color-primary);
  display: flex; align-items: center; justify-content: center; font-size: 24px;
  margin-bottom: 18px;
}
.contact-info-card h4 { margin-bottom: 10px; }

/* About page — leadership partner cards */
.partners-intro { max-width: 640px; color: var(--color-text); margin-bottom: 0; }
.partner-card {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  height: 100%;
  border: 1px solid var(--color-border);
  transition: var(--transition);
}
.partner-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.partner-photo { position: relative; overflow: hidden; }
.partner-photo-placeholder {
  aspect-ratio: 4 / 3;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, rgba(53, 190, 196, 0.12) 0%, rgba(32, 108, 144, 0.18) 100%);
  color: var(--color-secondary);
  font-size: 72px;
}
.partner-body { padding: 28px 30px 32px; text-align: center; }
.partner-body h3 {
  font-size: 1.35rem;
  margin: 0 0 8px;
  color: var(--color-heading);
}
.partner-designation {
  display: inline-block;
  color: var(--color-primary);
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.5px;
  margin-bottom: 16px;
}
.partner-body p {
  margin: 0;
  font-size: 15px;
  line-height: 1.75;
  color: var(--color-text);
}

.form-control-fg {
  width: 100%;
  padding: 14px 18px;
  background: var(--color-light);
  border: 1px solid transparent;
  border-radius: var(--radius);
  font-size: 15px;
  color: var(--color-heading);
  transition: var(--transition);
  font-family: inherit;
}
.form-control-fg:focus {
  outline: none;
  border-color: var(--color-primary);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(238,74,35,.1);
}
textarea.form-control-fg { min-height: 140px; resize: vertical; }

/* Reveal animations */
.reveal { opacity: 0; transform: translateY(30px); transition: opacity .8s ease, transform .8s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* Back to top */
.back-top {
  position: fixed; right: 24px; bottom: 24px;
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--color-primary); color: #fff;
  display: flex; align-items: center; justify-content: center;
  border: none; cursor: pointer; box-shadow: var(--shadow-md);
  opacity: 0; pointer-events: none; transition: var(--transition);
  z-index: 100;
}
.back-top.show { opacity: 1; pointer-events: auto; }
.back-top:hover { background: var(--color-secondary); }

/* Loan info two-col */
.loan-info-image { border-radius: var(--radius); box-shadow: var(--shadow-md); }